Updated: April 2026
Buy a Home in New York 2026: Prices, Mortgage & Costs
The average home price in New York is 9,800 USD/m². For an 80 m² apartment you need $784,000 and savings of $235,200 to cover the down payment and closing costs.
Summary: 80 m² apartment in New York
- Average price per m²9,800 USD/m²
- Price of 80 m² apartment$784,000
- Down payment (20%)$156,800
- Estimated closing costs (~10%)$78,400
- Total savings needed$235,200
Estimated monthly payment
Loan of $627,200 at 6.5% for 30 years
$3,964/mo
Calculated using French amortization: M = P × [r(1+r)^n] / [(1+r)^n − 1]
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